Lost a job, aged off a parent’s plan, missed the window, or just done paying full price? Open Enrollment is only one option
Special enrollment periods exsist for life changing events but many people can change any time of year if they are not activley in the middle of a claim.
Priced on your health, not your income. Answer some health questions; if you’re reasonably healthy you land in a lower risk group with a lower premium. Major PPO network, max out-of-pocket, unlimited contract, guaranteed renewable to 65. Apply this month, covered next month.
Lost coverage, lost Medicaid, moved, married, a baby, turned 26: each opens a 60-day window for a Pennie plan outside open enrollment. Guaranteed issue, and depending on your income you may qualify for a tax credit.
Coverage in days to cover a known gap: a job change, a start date, the wait for open enrollment. Guaranteed issue, pre-existing limitations, and in Pennsylvania it runs up to four months. A bridge, not a place to live.
Not sure which option to choose? Schedule a short call to see if I can possibly help.
I’m Nathan Baughman, owner of BIG Benefits for Small Business here in Bucks County. I pull up what you have, translate it, and show you what you qualify for side by side, with real numbers. Twenty minutes. If switching doesn’t make sense, I’ll tell you that too.
Send me an age and a zip code and I’ll send back a general idea of what’s available in your area.
Five minutes, no charge, no pressure.
