You apply. They ask a general health history: do you smoke, do you take certain medications, have you had certain moderate or severe conditions. They give you a risk rating, and if you’re in good shape you land in a lower risk group with a lower premium. No enrollment period. Apply in March, covered in April.
The most you can pay in a year. Once you hit it, are you done?
Or does the plan stop paying at $200,000 or $500,000?
Can they drop you or make you reapply after a major claim?
A “Zero deductible” and “PPO network,” doesn’t automatically make it health insurance. These questions do.
Send me an age and a zip code and I’ll send back a general idea of what’s available in your area.
Five minutes, no charge, no pressure.
