Your special enrollment window after losing coverage, whether it was a parent’s plan, a child’s CHIP, or a job.
How fast a short-term bridge can start if you only need to cover a gap.
Your child may still qualify for Medicaid, or you may get a tax credit on a Marketplace plan. Losing CHIP opens a 60-day special enrollment window. Check your renewal paperwork first, because a missed renewal can sometimes be fixed.
Twenty minutes, real numbers. Tell me why CHIP ended, your household income and your kids’ ages. I’ll walk you through what’s available and what it costs.
Fix the renewal. If CHIP ended over missing paperwork, contact the program. It may be reversible.
Pennsylvania Medicaid. A child may qualify at different income levels than an adult.
Marketplace (Pennie). A tax credit may lower the price for the family. Enroll within 60 days.
Your employer’s plan. If your job offers family coverage, compare it.
Three things when CHIP ends. Read the notice and check for a fixable renewal. Look at Medicaid before paying for a plan. Enroll inside 60 days.
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Pediatrician and specialists. Check the network.
Kids with ongoing care. Ask about gaps before the old coverage ends.
Turning 19. Aging out is a different process. Ask me what’s next.
1. Is there a maximum out-of-pocket? 2. Is it an unlimited contract? 3. Is it guaranteed renewable? If a plan uses words like “deductible” and “PPO network,” that doesn’t automatically make it actual health insurance. These three questions do.
Send me an age and a zip code and I’ll send back a general idea of what’s available in your area. Twenty minutes, no charge, no pressure. Happy to answer any and all questions so you can make the most informed decision for you, your family, or your business.
